Share 'Calculate Expenses of Startup'

Several times I heard that about $5K ~ $6K is enough to make a startup. Can you suggest a spreadsheet or a list containing typical expenses for starting software business? I want to calculate (estimate) how much money should I have before starting my Micro ISV. It is a desktop or rich-client software application, that I will develop myself or with a partner. Here is my list of expenses (would l…